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Payday Loan
Payday Loan
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This is a template page
Use this template when you want to use photos and text to tell your story. Click EasyEdit, then highlight this text with your cursor and type over it with your own words: You can write as much as you want! This sample photo is easy to replace with one of your own: Click the EasyEdit button, highlight the placeholder image at left and hit "delete." Then click the "image" button in the toolbar and use the "browse" button to find the image you want to insert from your computer. It's that easy.
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steve247 |
Latest page update: made by steve247
, Aug 17 2011, 3:28 AM EDT
(about this update
About This Update
Edited by steve247
2 words added view changes - complete history) |
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| Started By | Thread Subject | Replies | Last Post | ||
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| steve247 | Payday loan -- Frequently Asked Questions | 0 | Aug 16 2011, 12:39 PM EDT by steve247 | ||
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Thread started: Aug 16 2011, 12:39 PM EDT
Watch
There are those who swear by using a payday Loan to meet unexpected obligations or to fill in the days between the end of your money and the end of the month. And there are those who are ardently against the whole idea. Someplace in the middle is the reality of how cash loans can help and what to watch out for when you need one.
Questions about Qualifying for a Loan Q. Do you have to have a job in order to get one of these loans? A. The reason they are most often called a payday Loan is because they are usually due to be repaid on the next payday. If you have not been on the job for at least 90 days, you will not qualify. Q. Why do I have to have a bank account? A. Proceeds from a cash loan are deposited directly into you bank account, usually within 24 hours. When the loan is due to be repaid, most often the next payday, the money is withdrawn from the same account. Q. Do I have to have some form of collateral? A. No. The lender is loaning you the money with the understanding that it will be paid automatically from your checking account on the day it is due. Q. What about a credit check? A. There is usually no credit check involved. Questions about Repaying the Loan Q. How much time do I have to repay the loan? A. Most often the lender will require that the loan (plus interest) be paid back o the next payday. Some lenders will negotiate different due dates. Q. How much will it cost? A. As will all lending, interest rates vary widely. Be sure to check with several lenders to see what rates are offered. Rates will vary depending on the amount of the loan and duration. Don't choose a larger loan than you need. |
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